Legal

Terms of Use

Klip Payments Limited · Registered in Ireland, Company No. 749058

Last updated: August 2026

These Terms of Use govern your use of the Klip Payments website. They are separate from any commercial agreement you may enter into with us for payment services — if you become a customer, that agreement will set out the terms on which those services are provided.

1. About these terms

These Terms of Use (Terms) set out the basis on which you may access and use the Klip Payments website and any content, tools or pages made available through it (together, the Site).

By accessing or using the Site, you confirm that you accept these Terms and agree to comply with them. If you do not agree, please do not use the Site.

2. Who we are

The Site is operated by Klip Payments Limited, a company registered in Ireland with company number 749058, whose registered office is at First Floor, Penrose 2, Penrose Dock, Cork, T23 YY09, Ireland (Klip Payments, we, us or our).

You can contact us at info@klippay.co or on any of the regional numbers listed on this Site.

3. What these terms do and do not cover

These Terms govern your use of the Site only. They do not themselves create any obligation on us to provide payment services to you.

Any payment processing, acquiring, payout, terminal or related service is provided solely under a separate written agreement between you and Klip Payments, following our onboarding, due diligence and approval processes. Where there is any inconsistency between these Terms and such an agreement, that agreement prevails in respect of the services it covers.

4. Changes to these terms and to the Site

We may amend these Terms at any time by posting the amended version on the Site. The version published here is the version that applies to your use of the Site, and the ‘last updated’ date above shows when it last changed. Please check this page from time to time.

We may also change, suspend, withdraw or restrict all or part of the Site without notice. We do not guarantee that the Site, or any content on it, will always be available or uninterrupted.

5. Using the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree that you will not:

A breach of this section may be a criminal offence. Where we consider it appropriate, we may report the breach to the relevant authorities and disclose your identity to them.

6. The team portal and other restricted areas

Parts of this Site, including the team portal, are restricted to authorised users. If you are given (or create) login credentials for any restricted area, you must:

We may disable any credentials at any time if, in our reasonable opinion, you have failed to comply with these Terms or where we consider it necessary to protect the security of the Site or the data held in it.

7. Intellectual property

We are the owner or licensee of all intellectual property rights in the Site and in the material published on it, including its text, design, graphics, layout, code and the Klip Payments name and logo. Those rights are protected by law and are reserved.

You may print off one copy, and download extracts, of any page from the Site for your own internal reference. You must not modify copies of any materials you have printed or downloaded, and you must not use any illustrations, photographs or graphics separately from any accompanying text.

Product names, logos, brands and trade marks of third parties appearing on the Site — including those of acquiring partners, card schemes and technology providers — remain the property of their respective owners. Their appearance does not imply any endorsement of you by, or affiliation between you and, those owners.

8. Information on this Site

The content on the Site is provided for general information only. It is not advice, an offer, a recommendation, or a commitment to provide any service, pricing or capability to you.

Statistics, coverage figures, availability targets and performance indicators shown on the Site are indicative, may relate to our wider acquiring and processing network rather than to any individual merchant, and may change. Screenshots and dashboards shown on the Site are illustrative and use sample data.

Pricing, service availability, payment methods, settlement times and product features depend on factors including your market, merchant category, transaction profile, scheme and interchange costs, and the outcome of our due diligence. They will be confirmed only in a written agreement with you.

Customer statements published on the Site are shared with the permission of the businesses concerned and reflect their own experience; they are not a guarantee of any particular outcome for you.

Although we make reasonable efforts to keep the Site up to date, we make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or current.

9. Links to and from the Site

Where the Site contains links to other sites and resources provided by third parties, those links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists, and you must not frame the Site on any other site.

10. Privacy and cookies

We process personal information in accordance with our Privacy Policy, which explains what we collect, how we use it, who we share it with and the rights available to you. Our use of cookies and similar technologies is described in that policy.

11. Disclaimers

The Site is made available to you free of charge and on an ‘as is’ and ‘as available’ basis. To the fullest extent permitted by law, we exclude all conditions, warranties, representations or other terms which might otherwise apply to the Site, whether express or implied.

We do not warrant that the Site will be secure or free from bugs or viruses. You are responsible for configuring your own information technology and platform to access the Site, and for using your own virus protection software.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable law.

12. Our liability

Subject to the paragraph immediately above, we will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising under or in connection with:

In particular, we will not be liable for any loss of profits, sales, business or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage.

If you are a consumer, these Terms do not affect your statutory rights.

13. Indemnity

You agree to indemnify us against any losses, liabilities, costs and expenses (including reasonable legal fees) that we incur arising out of or in connection with your breach of these Terms or your misuse of the Site.

14. Governing law and jurisdiction

These Terms, their subject matter and their formation are governed by the laws of Ireland. The courts of Ireland will have exclusive jurisdiction over any dispute or claim arising out of or in connection with them, save that if you are a consumer resident elsewhere, you may also be entitled to bring proceedings in the courts of your country of residence.

15. Contact us

If you have any questions about these Terms, please contact us at info@klippay.co, or write to Klip Payments Limited, First Floor, Penrose 2, Penrose Dock, Cork, T23 YY09, Ireland.